Thank you! I realize people have subscription fatigue, and that on this site in particular there's a culture of expecting to read the full text of everything for free. So I try to make the previews substantive enough for people to participate in discussion whether or not they sign up.
I do feel like the free sample guy at Costco, confident that once people try the cube of summer sausage on a toothpick, they'll want to buy the whole thing. But I sure appreciate someone else saying it!
I was recently a bit annoyed by ChatGPT responding with something like "I can't tell you how many times I've lost small tools in an engine bay" in an apparent attempt to commiserate.
I agree with everything in the video you linked (which is not surprising, given it's Ben Felix). That includes the parts about equities being less risky than bonds in very important ways, but also the parts about behavioral loss tolerance and risk capacity, and how they can indicate higher bond allocation.
So I disagree that "If you're dreading equity drawdowns, that's what fixed income is for" is absolutely terrible advice.
Maybe you place a value on your time higher than $1.99 divided by the time it would take you to create it. Maybe you don't care to learn how to create an addon.
All this simulation buys a single vehicle that drives better. That failure was a fleet-wide event (overloading the remote assistance humans).
That is, both are true: this high-fidelity simulation is valuable and it won't catch all failure modes. Or in other words, it's still on Waymo for failing during the power outage, but it's not uniquely on Waymo's simulation team.
GLM is OK (haven't used it heavily but seems alright so far), a bit slow with ZAI's coding plan, amazingly fast on Cerebras but their coding plan is sold out.
Fantastic read. I did most of my web development between 1998 and 2012. Reading this gave me both a trip down memory lane and a very digestible summary of what I've missed since then.
All the Spanish cities I've visited have looked "perfect", but there's a lot I don't see as a tourist, e.g. that Spain has one of the highest unemployment rates in Europe (10.5%).
I'm a huge fan of You Need A Budget, it was instrumental in giving me control over my finances. It feels like a superpower to see all my money in one place and not care which bank account the dollars actually reside. Also makes it easier to take advantage of various offers (Credit card or things like HYSA) since I know all the records will live in YNAB and I have full control there, even if the individual banks I use have terrible UIs.
Someone else mentioned this up the thread. I am a huge fan of YNAB too, but I just gave Actual Budget a try and I'm hooked. Some things are better and some things worse than YNAB, but it's open source and self-hosted. I'd recommend either.
